About LPL Financial

LPL Financial is one of the leading financial services companies and the largest independent broker/dealer in the nation*. For more than four decades, the firm has served as an enabling partner, supporting financial advisors in their goals of protecting and growing their clients’ wealth. A chief objective of LPL Financial is to reduce the complexity of running a financial services practice so advisors can focus on what they do best - help their clients attain their financial goals and fulfill their dreams. With headquarters on both coasts, LPL Financial supports financial advisors in helping their clients by offering a robust mix of services and tools such as: - Enabling technology - Comprehensive clearing and compliance services - Practice management programs and training - Independent research LPL Financial understands that providing Americans with unbiased investment advice is critical to their financial security. Because the firm has no proprietary products to sell, LPL Financial advisors can provide truly unbiased, conflict-free advice and investment recommendations. The firm’s mission is clear: We believe that objective financial guidance is a fundamental need for everyone. We enable our customers to focus on what they do best—create the personal, long-term client relationships that are the foundation for turning life’s aspirations into financial realities. Thousands of financial advisors nationwide rely on LPL Financial to help meet their clients’ financial needs. They do so by using the firm’s tools and resources that help them discover their clients’ priorities, dreams, and passions; analyze and develop financial plans that support every stage of their clients’ lives; and make product recommendations that put clients on the path to pursuing their goals. For more information about LPL Financial, visit www.lpl.com.

*As reported in Financial Planning magazine 1996-2015, based on total revenues.

About LPL Financial Retirement Partners Group

Todd Timmerman of Retirement Plan Analytics is a member of the LPL Financial Retirement Partners Group (RPG), the premier network of LPL Financial retirement plan advisors. Only select advisors qualify for membership in this elite group based on specific criteria, including plan assets advised and retirement industry experience, designations, and references.

Retirement Partners Group advisors are among the 401(k) plan distribution leaders in terms of number of retirement plan advisors, plans, participants and assets under advisement. Plan sponsors can be assured that when they work with a member of Retirement Partners Group, their plan and its participants are receiving high quality services from one of the industry's esteemed advisors. The Retirement Partners Group requires members to adhere to its high standards of professional behavior, including:

• Compliance
• Diligence
• Confidentiality
• Competence
• Integrity
• Disclosure
• Identification
• Furtherance of industry